Stockton Housing Market: Home Prices & Rent
Stockton home values since 2000
Last few years
Rent in Stockton
Owning vs renting, monthly
Buying the typical Stockton home with 20% down at this week's 7.32% 30-year rate costs about $3,506/month (principal, interest plus ~1.5% a year for tax and insurance) vs $2,431/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
What changed this month
- Stockton home values have fallen 20 months in a row
- Stockton homes are worth 9% less than at the 2022 peak
Stockton vs California vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $520k | -2.1% | $2,431/mo |
| California | $762k | +0.6% | - |
| United States | $366k | +1.2% | $1,932/mo |
Get Stockton's housing report every month
Home prices, rent and what changed - one short email when the new data comes out. Free, unsubscribe any time.
Common questions
Are home prices falling in Stockton?
Yes - the typical Stockton-area home value is down 2.1% over the past 12 months, at $520k (September 2026). Values are 9% below their July 2022 peak of $572k.
Is the Stockton housing market crashing?
Home values are 9% below their July 2022 peak and down 2.1% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Stockton?
Typical rent in the Stockton metro is $2,431 a month (September 2026), +1.9% over 12 months.
How much income do you need to buy a home in Stockton?
About $138k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Los Angeles, CA · San Francisco, CA · Riverside, CA · San Diego, CA · Sacramento, CA · San Jose, CA · Providence, RI · Ogden, UT · Provo, UT · Portland, OR
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Stockton, CA metro area. How we calculate.