House Charts

San Francisco Housing Market: Home Prices & Rent

Updated September 2026 data · metro area
San Francisco home values are up 3.1% over the past year, to a typical $1.12M - 8% below the June 2022 peak. Typical rent is $3,445 a month (+11.8% in a year).
Typical home value
$1.12M
+3.1% (+$33k) in 12 months
From the peak
-8%
Peak $1.22M, Jun 2022
Since Dec 2019
+23%
from $912k
Typical rent
$3,445/mo
+11.8% in 12 months
Income needed to buy
$294k/yr
20% down, 30% of income
Days to go under contract
38
September 2026

San Francisco home values since 2000

$250k$500k$750k$1,000k$1,250k2000200420082012201620202024Peak $1,220k (Jun 2022)Now $1,120k

Last few years

$900k$1,000k$1,100k$1,200k20192020202120222023202420252026Peak $1,220k (Jun 2022)Now $1,120k

Rent in San Francisco

$2,500$3,000$3,500201520172019202120232025Now $3,445

Owning vs renting, monthly

Buying the typical San Francisco home with 20% down at this week's 7.32% 30-year rate costs about $7,557/month (principal, interest plus ~1.5% a year for tax and insurance) vs $3,445/month typical rent.

Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.

What changed this month

San Francisco vs California vs the U.S.

Typical home12-month changeTypical rent
This metro$1.12M+3.1%$3,445/mo
California$762k+0.6%-
United States$366k+1.2%$1,932/mo

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Common questions

Are home prices falling in San Francisco?

No - the typical San Francisco-area home value is up 3.1% over the past 12 months, at $1.12M (September 2026). Values are 8% below their June 2022 peak of $1.22M.

Is the San Francisco housing market crashing?

Home values are 8% below their June 2022 peak and up 3.1% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.

How much is rent in San Francisco?

Typical rent in the San Francisco metro is $3,445 a month (September 2026), +11.8% over 12 months.

How much income do you need to buy a home in San Francisco?

About $294k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).

Nearby and similar metros

Los Angeles, CA · Riverside, CA · San Diego, CA · Sacramento, CA · San Jose, CA · Fresno, CA · Oxnard, CA · Honolulu, HI · New York City, NY · Boston, MA

Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the San Francisco, CA metro area. How we calculate.