San Diego Housing Market: Home Prices & Rent
San Diego home values since 2000
Last few years
Rent in San Diego
Owning vs renting, monthly
Buying the typical San Diego home with 20% down at this week's 7.32% 30-year rate costs about $6,253/month (principal, interest plus ~1.5% a year for tax and insurance) vs $2,967/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
San Diego vs California vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $927k | +0.8% | $2,967/mo |
| California | $762k | +0.6% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in San Diego?
No - the typical San Diego-area home value is up 0.8% over the past 12 months, at $927k (September 2026). Values are 2% below their July 2024 peak of $946k.
Is the San Diego housing market crashing?
Home values are 2% below their July 2024 peak and up 0.8% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in San Diego?
Typical rent in the San Diego metro is $2,967 a month (September 2026), +2.2% over 12 months.
How much income do you need to buy a home in San Diego?
About $240k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Los Angeles, CA · San Francisco, CA · Riverside, CA · Sacramento, CA · San Jose, CA · Fresno, CA · Oxnard, CA · Honolulu, HI · New York City, NY · Boston, MA
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the San Diego, CA metro area. How we calculate.