St. Louis Housing Market: Home Prices & Rent
St. Louis home values since 2000
Last few years
Rent in St. Louis
Owning vs renting, monthly
Buying the typical St. Louis home with 20% down at this week's 7.32% 30-year rate costs about $1,843/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,427/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
St. Louis vs Missouri vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $273k | +3.3% | $1,427/mo |
| Missouri | $265k | +3.4% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in St. Louis?
No - the typical St. Louis-area home value is up 3.3% over the past 12 months, at $273k (September 2026).
Is the St. Louis housing market crashing?
Home values are close to their 2020s high and up 3.3% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in St. Louis?
Typical rent in the St. Louis metro is $1,427 a month (September 2026), +4.1% over 12 months.
How much income do you need to buy a home in St. Louis?
About $80k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Kansas City, MO · San Antonio, TX · Syracuse, NY · Winston, NC · Louisville, KY
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the St. Louis, MO metro area. How we calculate.