Saint Louis, MO Housing Market: Home Prices & Rent
Saint Louis home values since 2000
Last few years
Rent in Saint Louis
Owning vs renting, monthly
Buying the typical Saint Louis home with 20% down at this week's 7.32% 30-year rate costs about $1,222/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,292/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Saint Louis vs the St. Louis metro, Missouri and the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| Saint Louis, MO | $181k | -0.2% | $1,292/mo |
| St. Louis metro | $273k | +3.3% | $1,427/mo |
| Missouri | $265k | +3.4% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Saint Louis, MO?
Yes - the typical Saint Louis home value is down 0.2% over the past 12 months, at $181k (September 2026).
Is the Saint Louis housing market crashing?
Home values are close to their 2020s high and down 0.2% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Saint Louis, MO?
Typical rent in Saint Louis is $1,292 a month (September 2026), +3.1% over 12 months.
Is Saint Louis more expensive than the rest of the St. Louis area?
The typical Saint Louis home ($181k) is 34% below the St. Louis metro typical of $273k (September 2026).
More of the St. Louis area
St. Louis metro housing market
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index for the city of Saint Louis, September 2026; days to contract for the metro area). 30-year mortgage rate: Freddie Mac PMMS. How we calculate.