Ocala, FL Housing Market: Home Prices & Rent
Ocala, FL home values since 2000
Last few years
Rent in Ocala, FL
Owning vs renting, monthly
Buying the typical Ocala, FL home with 20% down at this week's 7.32% 30-year rate costs about $1,807/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,593/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Ocala, FL vs Florida vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $268k | -2.2% | $1,593/mo |
| Florida | $375k | -0.9% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Ocala, FL?
Yes - the typical Ocala, FL-area home value is down 2.2% over the past 12 months, at $268k (September 2026). Values are 7% below their October 2022 peak of $287k.
Is the Ocala, FL housing market crashing?
Home values are 7% below their October 2022 peak and down 2.2% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Ocala, FL?
Typical rent in the Ocala, FL metro is $1,593 a month (September 2026), +0.2% over 12 months.
How much income do you need to buy a home in Ocala, FL?
About $78k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Miami, FL · Tampa, FL · Orlando, FL · Jacksonville, FL · North Port, FL · Cape Coral, FL · Manhattan, KS · Syracuse, NY · Springfield, MO · Wausau, WI
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Ocala, FL metro area. How we calculate.