Jacksonville Housing Market: Home Prices & Rent
Jacksonville home values since 2000
Last few years
Rent in Jacksonville
Owning vs renting, monthly
Buying the typical Jacksonville home with 20% down at this week's 7.32% 30-year rate costs about $2,365/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,680/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
What changed this month
- You now need over $100k a year to afford a typical home in Jacksonville
- Jacksonville homes are worth 5% less than at the 2022 peak
Jacksonville vs Florida vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $351k | -0.1% | $1,680/mo |
| Florida | $375k | -0.9% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Jacksonville?
Yes - the typical Jacksonville-area home value is down 0.1% over the past 12 months, at $351k (September 2026). Values are 5% below their September 2022 peak of $371k.
Is the Jacksonville housing market crashing?
Home values are 5% below their September 2022 peak and down 0.1% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Jacksonville?
Typical rent in the Jacksonville metro is $1,680 a month (September 2026), +2.2% over 12 months.
How much income do you need to buy a home in Jacksonville?
About $102k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Miami, FL · Tampa, FL · Orlando, FL · North Port, FL · Cape Coral, FL · Lakeland, FL · Albuquerque, NM · Grand Rapids, MI · Chicago, IL · Dallas, TX
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Jacksonville, FL metro area. How we calculate.