Naples, FL Housing Market: Home Prices & Rent
Naples, FL home values since 2000
Last few years
Rent in Naples, FL
Owning vs renting, monthly
Buying the typical Naples, FL home with 20% down at this week's 7.32% 30-year rate costs about $3,724/month (principal, interest plus ~1.5% a year for tax and insurance) vs $2,607/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Naples, FL vs Florida vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $552k | -1.4% | $2,607/mo |
| Florida | $375k | -0.9% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Naples, FL?
Yes - the typical Naples, FL-area home value is down 1.4% over the past 12 months, at $552k (September 2026). Values are 12% below their March 2024 peak of $627k.
Is the Naples, FL housing market crashing?
Home values are 12% below their March 2024 peak and down 1.4% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Naples, FL?
Typical rent in the Naples, FL metro is $2,607 a month (September 2026), +2.2% over 12 months.
How much income do you need to buy a home in Naples, FL?
About $152k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Miami, FL · Tampa, FL · Orlando, FL · Jacksonville, FL · North Port, FL · Cape Coral, FL · Santa Fe, NM · Denver, CO · Fort Collins, CO · Salt Lake City, UT
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Naples, FL metro area. How we calculate.