House Charts

Gainesville, FL Housing Market: Home Prices & Rent

Updated September 2026 data · metro area
Gainesville, FL home values are down 1.1% over the past year, to a typical $298k - 4% below the June 2024 peak. Typical rent is $1,641 a month (+2.0% in a year).
Typical home value
$298k
-1.1% (-$3,228) in 12 months
From the peak
-4%
Peak $310k, Jun 2024
Since Dec 2019
+46%
from $205k
Typical rent
$1,641/mo
+2.0% in 12 months
Income needed to buy
$87k/yr
20% down, 30% of income
Days to go under contract
82
September 2026

Gainesville, FL home values since 2000

$100k$200k$300k2000200420082012201620202024Peak $310k (Jun 2024)Now $298k

Last few years

$200k$250k$300k20192020202120222023202420252026Peak $310k (Jun 2024)Now $298k

Rent in Gainesville, FL

$800$1,000$1,200$1,400$1,600201520172019202120232025Now $1,641

Owning vs renting, monthly

Buying the typical Gainesville, FL home with 20% down at this week's 7.32% 30-year rate costs about $2,009/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,641/month typical rent.

Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.

Gainesville, FL vs Florida vs the U.S.

Typical home12-month changeTypical rent
This metro$298k-1.1%$1,641/mo
Florida$375k-0.9%-
United States$366k+1.2%$1,932/mo

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Common questions

Are home prices falling in Gainesville, FL?

Yes - the typical Gainesville, FL-area home value is down 1.1% over the past 12 months, at $298k (September 2026). Values are 4% below their June 2024 peak of $310k.

Is the Gainesville, FL housing market crashing?

Home values are 4% below their June 2024 peak and down 1.1% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.

How much is rent in Gainesville, FL?

Typical rent in the Gainesville, FL metro is $1,641 a month (September 2026), +2.0% over 12 months.

How much income do you need to buy a home in Gainesville, FL?

About $87k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).

Nearby and similar metros

Miami, FL · Tampa, FL · Orlando, FL · Jacksonville, FL · North Port, FL · Cape Coral, FL · Punta Gorda, FL · Lakeland, FL · Houston, TX · Des Moines, IA

Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Gainesville, FL metro area. How we calculate.