Wilmington, NC Housing Market: Home Prices & Rent
Wilmington, NC home values since 2000
Last few years
Rent in Wilmington, NC
Owning vs renting, monthly
Buying the typical Wilmington, NC home with 20% down at this week's 7.32% 30-year rate costs about $2,989/month (principal, interest plus ~1.5% a year for tax and insurance) vs $1,744/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Wilmington, NC vs North Carolina vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $443k | +0.7% | $1,744/mo |
| North Carolina | $332k | -0.2% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Wilmington, NC?
No - the typical Wilmington, NC-area home value is up 0.7% over the past 12 months, at $443k (September 2026).
Is the Wilmington, NC housing market crashing?
Home values are close to their 2020s high and up 0.7% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Wilmington, NC?
Typical rent in the Wilmington, NC metro is $1,744 a month (September 2026), +4.7% over 12 months.
How much income do you need to buy a home in Wilmington, NC?
About $117k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Charlotte, NC · Raleigh, NC · Greensboro, NC · Winston, NC · Durham, NC · Asheville, NC · Phoenix, AZ · Madison, WI · Colorado Springs, CO · Salem, OR
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Wilmington, NC metro area. How we calculate.