Santa Clara, CA Housing Market: Home Prices & Rent
Santa Clara home values since 2000
Last few years
Rent in Santa Clara
Owning vs renting, monthly
Buying the typical Santa Clara home with 20% down at this week's 7.32% 30-year rate costs about $11,080/month (principal, interest plus ~1.5% a year for tax and insurance) vs $3,958/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Santa Clara vs the San Jose metro, California and the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| Santa Clara, CA | $1.64M | +0.5% | $3,958/mo |
| San Jose metro | $1.52M | +0.2% | $3,812/mo |
| California | $762k | +0.6% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Santa Clara, CA?
No - the typical Santa Clara home value is up 0.5% over the past 12 months, at $1.64M (September 2026). Values are 4% below their January 2025 peak of $1.71M.
Is the Santa Clara housing market crashing?
Home values are 4% below their January 2025 peak and up 0.5% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Santa Clara, CA?
Typical rent in Santa Clara is $3,958 a month (September 2026), +7.9% over 12 months.
Is Santa Clara more expensive than the rest of the San Jose area?
The typical Santa Clara home ($1.64M) is 8% above the San Jose metro typical of $1.52M (September 2026).
More of the San Jose area
San Jose metro housing market · Sunnyvale
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index for the city of Santa Clara, September 2026; days to contract for the metro area). 30-year mortgage rate: Freddie Mac PMMS. How we calculate.