Naperville, IL Housing Market: Home Prices & Rent
Naperville home values since 2000
Last few years
Rent in Naperville
Owning vs renting, monthly
Buying the typical Naperville home with 20% down at this week's 7.32% 30-year rate costs about $4,172/month (principal, interest plus ~1.5% a year for tax and insurance) vs $2,236/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Naperville vs the Chicago metro, Illinois and the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| Naperville, IL | $618k | +4.5% | $2,236/mo |
| Chicago metro | $356k | +5.0% | $2,163/mo |
| Illinois | $296k | +5.3% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Naperville, IL?
No - the typical Naperville home value is up 4.5% over the past 12 months, at $618k (September 2026).
Is the Naperville housing market crashing?
Home values are close to their 2020s high and up 4.5% over the past year - a rising market, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Naperville, IL?
Typical rent in Naperville is $2,236 a month (September 2026), +1.9% over 12 months.
Is Naperville more expensive than the rest of the Chicago area?
The typical Naperville home ($618k) is 74% above the Chicago metro typical of $356k (September 2026).
More of the Chicago area
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index for the city of Naperville, September 2026; days to contract for the metro area). 30-year mortgage rate: Freddie Mac PMMS. How we calculate.