Charleston Housing Market: Home Prices & Rent
Charleston home values since 2000
Last few years
Rent in Charleston
Owning vs renting, monthly
Buying the typical Charleston home with 20% down at this week's 7.32% 30-year rate costs about $2,951/month (principal, interest plus ~1.5% a year for tax and insurance) vs $2,037/month typical rent.
Rate: Freddie Mac, week of Oct 22, 2026. Estimate for comparison only.
Charleston vs South Carolina vs the U.S.
| Typical home | 12-month change | Typical rent | |
|---|---|---|---|
| This metro | $437k | -0.2% | $2,037/mo |
| South Carolina | $304k | +0.9% | - |
| United States | $366k | +1.2% | $1,932/mo |
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Common questions
Are home prices falling in Charleston?
Yes - the typical Charleston-area home value is down 0.2% over the past 12 months, at $437k (September 2026).
Is the Charleston housing market crashing?
Home values are close to their 2020s high and down 0.2% over the past year - a gradual decline, not a sudden collapse. Whether that continues isn't knowable from the data - this page updates every month when new figures come out.
How much is rent in Charleston?
Typical rent in the Charleston metro is $2,037 a month (September 2026), +4.4% over 12 months.
How much income do you need to buy a home in Charleston?
About $114k a year to afford the typical home with 20% down, spending no more than 30% of income on housing (September 2026).
Nearby and similar metros
Greenville, SC · Columbia, SC · Phoenix, AZ · Madison, WI · Raleigh, NC · Colorado Springs, CO
Sources: Data Provided by Zillow Group (Zillow Home Value Index and Zillow Observed Rent Index, September 2026; income needed and listing data). 30-year mortgage rate: Freddie Mac PMMS. Figures are for the Charleston, SC metro area. How we calculate.